Risk Graduate Scheme

Use the latest techniques and technologies to quantify, understand and optimise the risk of millions of customers and Help Britain Prosper.

Risk Graduate Scheme

Duration

2 Years

Salary

£42,000 + fantastic benefits

Locations

Leeds, Edinburgh, Bristol, Birmingham. Mix office and home working with our hybrid working policy.

Qualifications

A range of optional certifications and qualifications are available. Training and costs are all taken care of.

Help us protect our 28 million UK customers

Protecting our customers is a big part of Helping Britain Prosper. We’re relied upon by the public, small businesses and big corporations for secure services and support. So, making sure that we’re protected from risk is essential.  

Our Risk teams enhance smarter decision making across the Group, from supporting lending and pricing to assessing billions in borrowing.

On our Risk Graduate Scheme, you can make a real contribution to our success. This is a hands-on learning experience. Dive into the latest and most effective techniques for analysing, modelling, monitoring, reporting and mitigating risks. Work with a series of different teams, gaining real experience in various risk scenarios. Build the essential and transferable skills you’ll need for a successful career as a Risk Manager.

Is our Risk Graduate Scheme for you?

Great with numbers? Love getting stuck into a challenge? Able to communicate complex information in a simple way? This is the scheme for you. It lays the foundations for a thriving career that could take you in any number of directions.  

There’s no specific degree required for this programme. Bring your curiosity, a willingness to learn, and a passion for exploring new technologies. Plus, strong communication and teamwork skills will set you up for success.

What you'll learn

Multiple placements take place over two years. Each focus on a different aspect of our work. For example: 

analyse and assess risk to forecast performance.
familiarise yourself with regulatory frameworks.
work with sophisticated data modelling techniques.
design and launch new products, like payment technologies or current accounts.
advise on business lending and monitor portfolio quality.
dive into areas like sustainability or climate risk.

A buddy or mentor will support you and offer guidance throughout the scheme. Access technical and business-aligned training. Further support your development via platforms such as Viva Learning and Learning Management systems. 

Grow your skills through our development opportunities. Connect with colleagues, build your network, and make a difference. Build the career you want in our inclusive, growth-focused culture.

Gain a well-rounded view of risk management from all your experience across the scheme. By the end of it, you'll have everything you need to progress in your career. 

The work you could be doing

Work with our experts to lend responsibly, whether it’s with multinational clients or modelling decisions for millions of credit card customers. You’ll help interpret regulations into complex business processes and ensure digital outcomes work for our customers.

Each location hosts specialist teams. Learn from experts in specific fields.

Birmingham is a centre for Economic Crime Prevention, through both strategic defence and a powerful intelligence unit these teams keep our customers safe.  

Bristol is a hub for modelling and forecasting. Bristol teams also partner with the business to provide expert advice and support on operational risk matters.  

Edinburgh houses a broad range of teams and is the heart of our Insurance, Pensions and Investment business. Providing expert risk partnering, insight and support is key to a heathy company.  

Leeds boasts a variety of modelling teams and forecasting specialists. They work with sophisticated models, large data sets and other parts of the Group to inform decision making.  

London is the hub of our Financial Markets business. Our teams work to evaluate and mitigate the risk posed by market shifts, forecast liquidity requirements, and engage our Regulators.  

Requirements

A 2:2 degree or above in any discipline from any university. 

Choose from Bristol, Birmingham, Edinburgh, Leeds, and London. You’ll be based there throughout your programme. With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office.

Applications for Risk Graduate Scheme are now closed. 

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can. 

Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture. 

Find details, including stages and tips for success, on our how to apply page. 

Want to know more?

FAQs

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The application process

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Risk Graduate Scheme