Future Financial Wellbeing Internship

Bank on a better future. Yours and theirs
From that first set of car keys to the last day at work (and all the fun in between). From protecting a family’s future to sorting their workplace pension without the jargon. We’re here for the big money moments. Making sure our customers feel confident, covered, and ready for whatever curveballs life serves up.
And we don’t just build products that work. We build ones that work for the planet too: Cutting the carbon emissions we finance by more than 50% by 2030; Net zero by 2050.Because it’s not just about wealth. It’s about wellbeing.
On the Future Financial Wellbeing Internship, you’ll join our Insurance, Pensions & Investments (IP&I) business to help people take control of their money, protect what matters, and plan for tomorrow without losing sleep over it.
You’ll be tackling big-picture issues like an ageing population, low money confidence, and the great generational wealth handover.
If you’re naturally inquisitive, have an interest in business, finance and data, and want to help customers become more resilient for whatever the future holds, this could be your scheme.
Challenging the status quo is a big part of what we expect from our graduates. You’ll need strong critical-thinking skills, an open mind, humility, and resilience. And because this area is all about people, you’ll enjoy collaborating, seeing things from different perspectives, and building strong relationships across the business.

Eight weeks. Make finance click
Over your Internship, you’ll deep-dive into the parts of our business where big ideas meet big impact.
You could be working in:
- Customer – seeing what makes people tick (and what makes them switch), understanding how we keep them for life, delivering the highest standards of service and developing a truly customer-centric mindset.
- Platform – where business and technology come together. You’ll learn how our multi-skilled Platform teams shape end-to-end customer journeys, deliver change more quickly, and use tech and AI to create brilliant outcomes. Projects like Digital Waterfront put you right at the heart of innovation and our customer relationships. Building transformational applications that combine the best of everything IP&I has to offer.
- Strategy – exploring our many routes to market: Independent Financial Advisers, direct sales, branch network, and our strong workplace pensions proposition. You’ll grow your commercial and competitor insight, build and manage key relationships, and use data to inform strategic decisions that drive growth.

The skills you’ll gain
By the time you’ve finished you’re Internship, you could have:
- Built understanding of the full customer journey for insurance, pensions and investments.
- Worked on turning raw data into “why didn’t we think of that sooner?” insights that inform senior management decisions.
- Join project teams that shape the future of our products and propositions.
- Develop your commercial strategy skills further, seeing how strategy turns into growth and how you can become tomorrow’s leader.
- Built your understanding of tech in a business context - from AI to coding tools - with customer centricity always front and centre.

We’ll invest in you
- A bespoke development programme that builds personal effectiveness, covering everything from AI and productivity to influencing with confidence, resilience and delivering business-ready presentations.
You’ll also have a buddy to help you crack the jargon, keep your diary on track, and navigate life at Lloyds Banking Group.

What’s Next
Your internship is just the beginning. It’s your chance to build skills, make connections and show what you can do. After your placement, you could be considered for our 2027 Graduate Programme – and take your career to the next level.
Progression to our graduate opportunities isn’t guaranteed, securing an offer is based on the following:
- Your performance during the internship
- Available roles
- Eligibility for the Graduate Programme – Read more on eligibility in our FAQs
- Successfully completing the fast-track assessment process

Apply now!
Applications are now open! Think big. Act bold. We’re waiting for you to take the first step in joining Lloyds Banking Group where your ambition meets our opportunity.
Requirements
- Be in your penultimate year at university.
- While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
- We cannot sponsor visas.
Edinburgh and Leeds. With our hybrid working policy, all colleagues spend at least two days a week in the office.
Applications for the Future Financial Wellbeing Internship will open on 12th November 2025.
We may close our Internships early if we receive a high number of applications, so it’s best to apply as soon as possible.
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.
Find out more, including stages and tips for success, on our how to apply page.


