Consumer Lending Industrial Placement
Learn about lending. Discover how we use data, technology and personalisation. Support our customers and Help Britain Prosper.

Why Join Us?
We provide for 28 million digitally active customers. That’s one enormous data set, helping to define how we move forward. Encouraging our focus on green finance. And offering sustainable products that deliver a better future.
We’ve invested over £3 Billion in our people, tech, and data. Because that’s how you make big change happen.
We’re a group made up of names you’ll recognise. Halifax. Lloyds Bank. Lex Autolease. MBNA Blackhorse Finance. Many more, too. We work to be beside our customers, as they move forward through life. Grab the opportunity to start a career that makes a difference for millions. Learn about lending propositions. See how we make it simpler for customers to access the products they need.
There’s some major transformation going on at Lloyds right now. We’re putting unprecedented investment into our tech platforms, training and processes. So that means there’s lots of exciting possibilities.
A Consumer Lending Placement That’s Right For You
We want people who can think creatively and act collaboratively. Individuals ready to dive in. and get to grips with new tech and programming languages. The sort of people who are curious, can communicate well and get on with others.
Consumer Lending is about helping customers borrow responsibly. Supporting them in achieving their aspirations. Whether that means buying a new car or buying their first home.
That takes people who can think proactively. People who can work creatively with data and design solutions that prioritise the customer experience.
If you love to solve problems and work with new tech, we’d love to hear from you.

What You’ll Learn
You’ll hit the ground running, working alongside experienced teammates on a range of projects. Product sustainability. Product performance evaluation. Looking at lending across our entire portfolio. Meet our customers' needs. We’ll give you first-hand experience. And you'll get exceptional training to help you succeed.
After 12 months you’ll know plenty about consumer lending. You’ll have the experience and confidence to take your next career step. Which could include the chance to apply directly to our Consumer Lending Graduate Scheme.

What You’ll Do
- Getting to grips with Consumer Lending and involved in product development
- Developing strong analytical skills
- Developing your database coding abilities
- Evaluating product performance, presenting findings, and making recommendations to leadership
- Leading and managing projects (like sustainability) that are aligned with our strategic priorities
- Simplifying processes, automating decisions, and enhancing data insights

Requirements
You’ll need to:
• Be in your penultimate year of university during the placement dates.
• Posses strong problem-solving skills.
• A passion for learning
This programme operates in Manchester and Chester. You’ll select one of these and be based there throughout your programme. We support hybrid working, with all colleagues expected to spend a minimum of two days each week in the office you have been placed.
Applications for all locations are closed for the 2025 intake. Applications for our 2026 intake will go live on or around October 2025.
You know what’s important to us? Giving everyone the chance to shine in their application. We want you to feel like you belong here, no matter what your background, identity or culture.
Find details on what stages are involved and tips for success on the how to apply page.