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3 years


Starting at £42,000

Plus a range of benefits


Bristol, Edinburgh or London


We'll support you in your studies to become a chartered accountant, as you choose between CIMA or ACA. In Edinburgh you will study ICAS.

Explore everything Finance has to offer

Emerging technologies, new competitors and customers' changing expectations are just a few of the things that are shaping our industry. Which means, in Finance, our role goes beyond accounting. We are experts in a variety of fields, from data insights, financial markets, regulation, strategic investment and customer and product development. Uncovering patterns others haven’t yet seen, assessing their financial impact and helping to shape new opportunities.

Our work has a visible impact on our Group and its customers. As the UK’s largest retail and commercial financial services provider, we’re able to play a transformational role in Helping Britain Prosper and shaping finance as a force for good.

Is our Finance graduate scheme for you?

If you’re resourceful and passionate about solving problems, then this scheme could be for you. We are trusted specialists who provide expertise to the rest of the Group.

We come from diverse backgrounds, but we are all analytically minded, proactive, pragmatic and resilient. We try to see things in a different light; taking large amounts of complex information and delivering valuable insight. And, once we understand how each business works, we build great relationships and help develop transformational strategies.

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Whatever your degree, if you love finding solutions and are excited to learn from colleagues across all levels of our business, we’ll help you develop the foundations you need to become a talented Finance specialist.

Along the way, we’ll support your studies towards a leading, industry-recognised professional accounting qualification. You’ll have a community of current graduates as well as an experienced cohort lead to help you overcome any challenges. And, because Finance interacts with all our business areas, you’ll have every opportunity to develop a diverse network of colleagues and contacts across the Group.

What you'll learn on the Finance graduate scheme

Our three-year scheme consists of placements across the division, where you’ll discover what it means to be a key partner in decision-making. Your placements could be across:

Core Finance

  • Develop a strong understanding of the purpose of our Finance function by getting involved in core areas such as monthly reporting and budgeting. You will have the opportunity to support the creation and analysis of financial results and forecasting future performance and opportunities.

Insight, Analysis and Data

  • Here you’ll develop your ability to provide fresh perspectives on key business topics, working independently and presenting information to stakeholders. This could include working within our multi-skilled teams, which bring together experts in both technology and finance to support our customer facing divisions develop and implement the Group’s strategy.

Business Partnering or Specialist Finance

  • Towards the end of your scheme, you’ll have the opportunity to work as a finance specialist and lead relationships with areas of the business as well as within the Finance community. You will use customised financial analysis and an awareness of broader external trends to inform business decisions across our different customer facing divisions.

The skills you’ll grow across these placements will give you a strong foundation to build a career as a future Finance leader. By the end of the scheme, you’ll have greater awareness of your abilities and interests, and a genuine understanding of how roles in Finance makes an impact across our Group. You’ll also have the opportunity to apply for a permanent role within Finance or other areas of the organisation.

Is this for you?

What you need to apply

A 2:2 degree or above in any discipline from any university.


This year we’re recruiting our largest intake in Bristol, in our recently opened flagship office – check out #HelloHarbourside on LinkedIn.

Our other hubs of Edinburgh and London will also run schemes. When deciding what location to apply to consider that you will remain there for the duration of your scheme.

In Edinburgh, the professional qualification you will study towards is ICAS.

Closing date

Applications for our Finance Graduate Scheme across all locations have now closed.

Register your interest for any future updates here.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

The application process

Our application process is designed to give all candidates the opportunity to excel. You’ll find everything you need to know, including stages of the process and tips to help you succeed, on our how to apply page.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

Our Actuarial scheme

We also offer an Actuarial scheme within our Insurance Finance team, under our insurance brand, Scottish Widows.

This rotational programme gives you the chance to train as an actuary, working to deliver fair outcomes for customers, while ensuring the company remains in strong financial health.

Find out more
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Explore all of our graduate schemes


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