Accountancy Graduate Apprenticeship (Scotland)
Build a career helping colleagues and customers. Be part of the future of banking.

Shape the numbers. Break the mould
At Lloyds Banking Group, Finance is less about adding things up and more about making things happen. Big things.
It’s the engine room that powers us. It’s strategy. It’s insight. It’s action. And if you’re one of our Finance apprentices, you’re not just along for the ride. You’re driving.
From the moment you join, you’re in the thick of it - shaping decisions, driving change and helping us deliver for millions of customers.

See the big picture
Think of this as your 5‑year all‑access pass to the inner workings of the UK’s biggest bank. You’ll rotate through different teams - in Finance and beyond - to see every angle of how we run the show.
You could be:
- Keeping us on track in Core Finance with monthly reporting, budgeting and forecasting.
- Spotting the fine print in Audit & Assurance so nothing slips through the cracks.
- Being our safety net in Risk & Governance.
- Plotting the big moves in Strategic Business Management.
- Steering the money in Taxation & Treasury.
- Or breaking out of Finance entirely - working with other business areas, getting closer to customers and seeing how we Help Britain Prosper.
And you’ll collect stories, skills and lifelong friends along the way.

Swap theory for action
This isn’t “sit quietly and take notes” learning. This is “grab a seat at the table” learning.
You'll be forecasting performance or producing key reports. Analysing risk, advising on investments, and solving complex problems alongside multi‑skilled teams of finance and tech experts. All while gaining a 360° view of how finance powers the Group.
You’ll master how to create, verify and review accurate, timely financial information. And grow your soft skills like collaboration, communication and influencing (the good kind).
Plus, you’ll get your hands on the kind of tech that makes old‑school spreadsheets look like cave paintings - data analytics platforms, next‑gen reporting tools and more.
And because we’re big on backing talent, you’ll have plenty of chances to show what you can do - and surprise even yourself - early on.

Your future, fully funded
We’ll cover the cost of your degree and pay you a salary while you learn, giving you the opportunity to earn a fully funded master’s degree in accountancy and become a Chartered Accountant.
By the end, you won’t just understand Finance. You’ll have the skills, confidence and qualifications to take your career anywhere. Plus, a few extra letters after your name to show off.
And because we know talent comes from everywhere, we welcome people from all backgrounds. Whatever your story, there’s a place for you here.

Apply now!
Applications are now open! Think big. Act bold. We’re waiting for you to take the first step in joining Lloyds Banking Group where your ambition meets our opportunity.
Requirements
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You must be 18 by the end of February 2027.
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Nat 5 at grades A – C in both Maths and English (obtained).
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4 Highers at BBCC, to include Maths at grade B. These grades can be predicted, but any offer made to you will be conditional upon successful achievement of this qualification.
To be eligible for this Graduate Apprenticeship, you must also meet the Scottish Government’s funding eligibility criteria which includes:
- Currently residing in Scotland. If you're not based in Scotland, don’t worry, you can join the team in Bristol and West Yorkshire in the equivalent Accounting Professional and Finance Apprenticeship (England). We’d love for you to consider applying there!
- Have lived in the UK for at least three years prior to the course start date
- Not already hold a qualification at the same or higher level than the one being offered
For more information, please visit https://www.saas.gov.uk/full-time/graduate-apprenticeships-funding
An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to five years.
Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.
You’ll be based in Edinburgh You’ll be based there throughout your programme. With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office. Apprentices are expected to be in the office most days during the initial settling-in period.
Applications for our Accountancy Graduate Apprenticeship open on 1st October 2025.
These apprenticeship opportunities will close on the 11th November 2025. Our apprenticeship schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you ca
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.
Find details, including stages and tips for success, here.
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