Risk

Use your curiosity and natural problem-solving ability to help us lead the way in keeping our customers and business safe.

Risk Apprenticeship

Duration

2 Years

Salary

£26,500 + fantastic benefits (Bristol and Edinburgh);

£31,700 + fantastic benefits (London).

Locations

Edinburgh, London or Bristol (mix office and home working with our hybrid working policy)

Qualifications

Level 3 Compliance & Risk apprenticeship with Kaplan. You’ll also get the chance to complete either the ICA International Advanced Certificate in Governance, Risk & Compliance or the International Advanced Certificate in Anti-Money Laundering.

Be our safety net

At Lloyds Banking Group, protecting our 28 million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe.

That’s where you come in. As a Risk Apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain’s biggest digital bank.

Two years. Real risks. Real impact

This two-year apprenticeship combines classroom learning with hands-on experience. You’ll rotate through projects that show you just how wide-ranging risk management can be - from fraud prevention to regulatory compliance.

You’ll cover topics like:

Understanding legal and regulatory frameworks (yes, the rules of the game)
Presenting complex information clearly (because jargon doesn’t help anyone)
Reporting and analysing risk situations
How to build evidence-based reports leaders can act on

And you won’t just learn theory. You’ll apply it in real life, every day.

a person sitting on stairs with a laptop

The work you could be doing

Helping colleagues apply legal and regulatory frameworks
Spotting and reducing potential risks before they grow
Writing clear reports that help decision-makers take action
Communicating risks in ways that everyone can understand

Your skills toolkit

You’ll master:

Risk and compliance basics (the “must-haves” in financial services)
Analytical thinking and evidence-based reporting
Communication skills that make complex stuff simple
How to keep customers, colleagues and the business safe

Support in your corner

We’ll back you all the way with:

Blended learning: real projects + tutor-led study
Time dedicated to your development
A mentor, a manager and a buddy who’ll share their experience
A network of colleagues who’ve got your back (and your career)

Your future. Fully funded

We’ll pay your salary and pay for your studies. You’ll leave with:

A fully funded Level 3 apprenticeship in Compliance & Risk
A professional qualification in either regulatory compliance or anti-money laundering
Transferable skills that will open doors across financial services
Experience at the heart of a bank that supports millions of businesses and customers

Click the play button to meet our Risk apprentice.

Requirements

Bristol and London based apprenticeships – you must be 18 years old on 1st September 2026.
Edinburgh based apprenticeship – you must be 18 years old by the end of February 2027.
5 GCSEs at grade 4 – 9 including Maths and English; or 5 Nat 5s at grade A – C including Maths and English (obtained).
A curious mindset, a love of learning and the drive to help others stay safe.

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years.  

Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.   

This programme is based in Edinburgh, London or Bristol. With our hybrid approach, you’ll spend at least two days a week in the office. Apprentices are expected to be in the office most days during the initial settling-in period. 

This opportunity is now closed for applications in 2025.

Our process is designed to help you shine. We want everyone to feel they belong and can be their best, whatever their background, identity or culture.

Find out more - including stages and tips for success - on our How to Apply page.

Hear from our apprentices

With passion, enthusiasm and a diverse set of skills, Iona is thriving in her work with Lloyds Banking Group — and loving it.

Knowing that a degree doesn’t automatically guarantee a job these days, Elliot wanted to be strategic about where he could learn and develop in the early stages of his career.

Life at LBG

Driving our change. Our people in action.

Discover the people powering Lloyds Banking Group - embracing diversity, driving change, and making an impact together.

View all LBG stories

Elliot, Risk Apprentice

Want to know more?

FAQs

Looking for help with your application? Need to know more about the interview process? Search our FAQ page to find useful information, tips and support. Find out more