Our Structure
Lloyds Banking Group's portfolio of high street and household
names is unparalleled.
We provide a full range of banking and financial services to 30
million personal customers through the internet, telephone banking
and an extensive branch network across the UK. We operate through
household names such as Lloyds TSB, Bank of Scotland, Halifax,
C&G, Intelligent Finance and Birmingham Midshires.
Insurance is home to Scottish Widows and Clerical Medical, which
provide life assurance, pensions and investment products. Lloyds
TSB General Insurance provides over five million customers with
home, car, pet, travel, student and caravan insurance.
Our Wholesale division provides banking and related services for
major UK and multinational corporate companies and financial
institutions, whilst our Commercial business serves small and
medium-sized UK businesses. We also provide asset finance and
manage our activities in financial markets through our treasury
function, as well as providing banking and financial services
overseas.
Our Wealth & International businesses provide: private
banking for high net-worth individuals; asset management through
our Scottish Widows Investment Partnership and Insight brands; and
international banking.
Group Operations underpins our vibrant customer-facing business
areas and ensures that the Group gets the best possible support in
IT, Operations, Procurement and Property Services. This division
aims to provide the best support services and to simplify them as
much as possible for employees and customers.
All our businesses are bolstered by critical functions such as
Human Resources, Finance, Audit and Risk departments. This ensures
we are offering the highest level support, systems, processes and
procedures to make our business run smoothly and effectively.