Consumer Lending Industrial Placement
Learn about lending. Discover how we use data, technology and personalisation. Support our customers and Help Britain Prosper.

Shaping the future of lending
Consumer banking is changing fast – and we want people who can change it with us.
The Consumer Lending Industrial Placement Scheme is designed to develop our next generation of product leaders – curious thinkers, data explorers and customer-first creators who can turn insight into innovation. You’ll learn how products are built, launched and evolved to meet changing customer needs. And you’ll do it all on real projects that impact millions of people, seeing your ideas move from whiteboard to launch day.
One year. Real impact.
Your 12 month Industrial Placement in Consumer Lending is designed to build expertise in Consumer Lending, the centre of excellence for mortgages, loans, cards, car finance and leasing. You could gain experience in:
- Our lending propositions and how we use data, technology and personalisation to help our customers, making it simpler for them to access the products that they need, when they need them – whether that’s buying a car or their first home.

The skills you’ll master
By the end of your placement, you’ll start to gain real life knowledge, understanding and confidence in:
- Financially literate – confident in how banks make decisions and generate revenue.
- Product-focused – skilled in diversification, management and delivery of lending products.
- Insight-driven – using data to validate strategy and improve journeys.
- Relationship-ready – building and managing partnerships that add value.
- AI-capable – using AI tools to work smarter and faster.
- Agile-minded – solving problems collaboratively and delivering at pace.

The work you could be doing
- Researching customer behaviour to improve lending products.
- Shaping new journeys for mortgages, loans or car finance.
- Leading cross-team projects to deliver change.
- Supporting greener, more sustainable ways to live and borrow.

Support to succeed
You’ll be backed with:
- Leadership interaction and sponsorship.
- Access to learning academies, Viva Learning and internal platforms.

Apply now!
Applications are now open! Think big. Act bold. We’re waiting for you to take the first step in joining Lloyds Banking Group where your ambition meets our opportunity.
Requirements
- Be in your penultimate year at university.
- While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
- We cannot sponsor visas.
Choose from Manchester, Chester & Cardiff. With our hybrid working policy, all colleagues spend at least two days a week in the office.
Applications for the Consumer Lending Industrial Placement Scheme will open on 24th September 2025.
Our schemes may close early if we receive a high number of applications, so it’s best to apply as soon as possible.
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.
Find out more, including stages and tips for success, on the how to apply page.


